* These terms do not apply to finance lease issued under the RA Law “On Consumer Crediting”.
** Value of leased property to include purchase price and costs of import to RA (shipping, customs, VAT, etc.).
*** Where structures are an indispensable part of equipment, they can be treated as leased property.
**** Up to 11% , of which up to 7 p.p is subsidized so that lessees actually pay 4% per annum
***** Up to 11p.p. of leasing interest rate will be subsidized so that lessees actually pay 0% per annu