Leasing is acquisition of property for a certain fee specified in the lease agreement. The property is transferred to an individual or business (lessee) under certain conditions and for an agreed period, entitling the lessee to purchase the leased asset.
Ameriabank offers leasing services to all types of manufacturing companies with at least 12 months’ experience in business, as well as to companies engaged in trade and services, which have functional business within Armenia for at least 6 months and need fixed asset financing.
Ameriabank’s leasing facility is tailored to assist in acquisition of diverse fixed assets:
Industrial and Manufacturing Equipment
Vehicles and Trucks
Solar Power Plants and Water Heating systems
Advantages of Leasing
No pledge required
Unlike traditional lease schemes, you end up owning the property
Lower advance payment than in case of loans
The bank provides advice and payment instruments where required, to minimize risks
Throughout the term of finance lease the property is recognized and amortized on your balance sheet, helping reduce tax base
No VAT for lease service, if when imported the leased property is not VAT-taxable
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